Lease vs Purchase

Should You Lease or Buy?

You should LEASE if you want to:

• Drive a new Volkswagen, Hyundai or Subaru more often.
• Pay less up front and monthly.
• Get a guaranteed purchase price if you want to buy your vehicle at lease end.
• Customize your vehicle with Volkswagen, Hyundai or Subaru genuine accessories.

You should BUY if you plan to:

• Sell your vehicle in the future or trade it in towards a new Volkswagen, Hyundai or Subaru.
• Personalize your Volkswagen, Hyundai or Subaru with custom accessories.
• Drive your Volkswagen, Hyundai or Subaru for five years or longer.
• Own your Volkswagen, Hyundai or Subaru when you've made all your finance payments.

Your Down Payment and Monthly Payments

With a LEASE, you can:

• Pay less up front and pay less monthly.
• Pay lower sales tax (in most states).
• Add service and protection plans to your monthly payment.

With your PURCHASE, you can:

• Make a substantial down payment to reduce your monthly payments.
• Keep, trade-in or sell your Volkswagen, Hyundai or Subaru after your loan is paid.
• Pay with an interest-free plan.
• Include Vehicle Service Contract protection in your monthly payment for added peace-of-mind.

Your Volkswagen, Hyundai or Subaru Experience

If you FINANCE your Volkswagen, Hyundai or Subaru through Ganley...

• You have options when your term ends:
  - Keep your Volkswagen, Hyundai or Subaru - Trade it in for a new Volkswagen, Hyundai or Subaru - Sell your Volkswagen, Hyundai or Subaru
• Factory limited warranty coverage.
• Affordable GAP coverage available.
• Service Contract Protection Plans for purchase.

The Guaranteed Purchase Price Advantage

LEASE Advantages:

Know in advance what your Volkswagen, Hyundai or Subaru will cost to buy at the end of your lease.
• If your vehicle is worth more than the guaranteed purchase price, you can buy it at the guaranteed price.
• If your Volkswagen, Hyundai or Subaru is worth less than the guaranteed purchase price, you can lease or purchase a new vehicle or return it.

PURCHASE Advantages:

• Sell your vehicle or trade it in for a new Volkswagen, Hyundai or Subaru.
• Feel assured you're making a smart investment.

Ganley Financial Services

Volkswagen, Hyundai or Subaru Leasing

Our traditional leasing plan includes:

• Turn-in fee waived for loyal customers.
• Guaranteed Asset Protection (GAP) coverage.

Volkswagen, Hyundai or Subaru One-Pay Lease

A perfect option if you want to:

• Make one payment, one time with no monthly payments.
• Save money via a discounted One-Pay Lease rate.
• Enjoy the features and benefits of Volkswagen, Hyundai or Subaru Leasing.

Apply for a Volkswagen, Hyundai or Subaru Lease Pre-Approval - Apply Now

Volkswagen, Hyundai or Subaru Financial Services Purchase Programs

Volkswagen, Hyundai or Subaru Retail Finance Program

A traditional financing plan that lets you:

• Customize your Volkswagen, Hyundai or Subaru with custom accessories.
• Enjoy the security of ownership.
• Finance from 24 to 72 months.
• Purchase peace-of-mind Vehicle Service Contract protection.
• Purchase Guaranteed Asset Protection (GAP) coverage.

Apply for Volkswagen, Hyundai or Subaru financing pre-approval from our North Olmsted, Ohio dealership - Apply Now